Discernment

Black Ink on Black Friday

2017-11-03T10:13:07-05:00November 24th, 2017|Tags: , , |

Have you ever wondered why the day after Thanksgiving is called Black Friday? According to Wikipedia, on Black Friday many retailers began seeing “black ink” in their accounting ledgers as they finally overcame their losses for the year and began seeing profits. Many retail businesses I’ve counseled over the years have absorbed losses throughout the year with the hope that ...

Overcoming Anxiety

2018-03-14T08:42:08-05:00November 20th, 2017|Tags: , , |

Our pastor recently shared that many psychologists believe that “anxiety is the common cold of our day.” The information and inputs into our brain continue to grow at alarming speed, causing little time or space for quiet reflection. This sensory overload not only increases our anxiety levels dramatically, it is also causing distraction and disruption to our personal time management. ...

One More Hour

2017-11-01T14:57:39-05:00November 6th, 2017|Tags: , , |

Time is such a precious commodity that gaining even one hour can be refreshing. Over the course of the year, Daylight Savings Time doesn’t really give us an extra hour, but this time of year it feels like it as we get to turn our clocks back. One hour of time you will never get back. How will you choose ...

Just Saying No

2017-11-01T14:51:14-05:00November 3rd, 2017|Tags: , , |

While meeting Roger for lunch, Roger asked me to tell my wife, Kathy, “not to take offense if she hadn’t heard back from his wife.” Roger explained that his wife had taken over the day-to-day responsibility for their family business and was chairing a ministry board that was building a new facility! In pursuit of excellence, Roger’s wife began saying ...

Unlikely Disparity

2017-11-01T14:34:57-05:00November 2nd, 2017|Tags: , , |

A family member was having trouble with their car lender so I researched the company who loaned them the money. The lender’s website claimed many awards for being one of the best workplaces in the nation, yet this didn’t line up with customer reviews. The average customer review, from hundreds of customers, was only 1 on a 5 point scale! ...

Dangerous Alliances

2017-10-10T09:58:12-05:00October 18th, 2017|Tags: , , |

Lucy had a new consumer product and a need for significant cash. Some investors tempted her with funding, but she feared partnering with people who don’t share her faith and her passion for generosity. After prayer and counsel, God provided a new option that still allowed Lucy to walk-out her faith without being unequally yoked. The Apostle Paul wrote in ...

Indigenous People’s Day

2018-03-14T08:42:10-05:00October 9th, 2017|Tags: , , |

Los Angeles will no longer celebrate Columbus Day because of the city council’s belief that Columbus symbolizes “genocide and intolerance of the early America’s indigenous people.” LA politicians have renamed the holiday, Indigenous People’s Day. Cultures are shaped by the stories they tell of their past and the values those stories highlight. For centuries, we’ve celebrated Columbus’s accidental discovery of ...

True Freedom

2017-08-31T16:20:07-05:00September 12th, 2017|Tags: , , |

As a banker, several customers wanted me to loan money to their friends. Originally, I made some of those loans… provided that my original customer guaranteed the debt. Many borrowers defaulted, requiring me to collect the loans from unhappy customers. Eventually, I refused these kinds of loans. They were too risky for our customer and for the bank. Proverbs 6 ...

Opportunists

2017-08-31T15:43:32-05:00September 6th, 2017|Tags: , , |

The solar eclipse of August 21st created a business opportunity for many enterprising entrepreneurs. Unfortunately, opportunities for some, creates the need for greater discernment for customers. As people scrambled to find eyeglasses that would allow them to watch the eclipse safely, some opportunists began selling fraudulent glasses.  Although my wife, Kathy, purchased some eclipse glasses from a trusted local store, ...

Do What’s Needed

2017-08-01T16:07:49-05:00August 25th, 2017|Tags: , , |

The Apostle Paul wrote in Titus 3:14, “And let our people also learn to maintain good works, to meet urgent needs, that they may not be unfruitful.” This verse has guided me in my career choices. That’s why I choose to provide cabinets for healthcare, offices, schools, and airports. That’s why I prefer not to build cabinets for casinos. That’s ...

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