Months ago, at 1:30 am, we received the call. My wife, Kathy, was told that our son, Jeremy, was in the emergency room because the group home he lived in had caught fire!

Fortunately, Jeremy was not harmed physically, but Jeremy suddenly had no place to live and no belongings. This forced Jeremy, Kathy and I to adjust. Fortunately, we had enough room and margin to adjust.

In the parable of the ten virgins in Matthew 25, Jesus taught the importance of being prepared when He said, “Therefore keep watch, because you do not know the day or the hour.”

Sometimes in business, unexpected situations arise that can disrupt our schedule. If we have financial margin, and some margin in our schedule, the disruptions are much easier to handle.